Car Accidents
No one wants to be in a car crash, but it is best to be prepared in case the unexpected happens. If the other driver is at fault, you might assume you can file a claim with that driver’s insurance company, but what happens if they have no insurance? ContentsIs Automotive Insurance Required to Drive?Does…
No one expects to get into a car accident. But such situations happen abruptly and unexpectedly. At the snap of a finger, your car can get totaled and your life endangered due to the actions of a reckless and irresponsible driver. After a car accident, the worries swim through your head as you wonder what…
After a car accident, one of the most important questions to be resolved is who is at fault. In North Carolina, the determination of fault in a car accident takes on a critical role in settling an accident claim. The state follows a system called contributory negligence for car accident claims. Under this legal doctrine,…
If you were injured in a car accident in North Carolina that another driver caused, you might assume your expenses and losses will be covered by the at-fault party. However, those hopes may be dashed if you discover that the at-fault driver doesn’t have liability insurance. Fortunately, you may still have options. You may be…
If you suffered injuries in a North Carolina car accident caused by another driver’s negligence, you could be eligible to pursue a personal injury claim against the at-fault party. If successful, you could recover compensation for your medical bills, lost wages, pain and suffering, and other personal and financial losses related to the crash. The…
North Carolina is what is known as a “fault” state, which means that if you were injured in a car accident, the driver who caused the accident can be held liable for expenses and losses that result from it. Below, we’ll discuss the differences between no-fault and at-fault systems and detail how North Carolina’s fault…
North Carolina insurance companies do not offer personal injury protection (PIP) coverage to motorists. Instead, drivers may be able to cover their medical expenses through MedPay if they purchase this coverage with their auto policy. MedPay is supplemental insurance coverage that can help cover reasonable and necessary accident-related medical expenses following a North Carolina car…
In general, a driver wishing to make a left turn must wait until it is safe to do so and yield to vehicles traveling straight through the intersection. A driver who turns left in front of an approaching vehicle and causes a collision may be found at fault for failure to yield. However, there are…
If you’re pulled over on suspicion of drunk driving in North Carolina, you are within your rights to refuse to take a breathalyzer test. However, if you do so, your driver’s license may be suspended for at least one year, and your refusal can be presented as evidence against you in court. ContentsWhat Is Implied…
North Carolina requires uninsured motorist (UM) coverage as part of all auto insurance policies issued in the state. Underinsured motorist (UIM) coverage, while not mandatory, is an optional add-on that covers you if you’re in an accident with a driver whose insurance limits are less than your losses. When you’re involved in a car accident…
