[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/www.jdwarlick.com\/blog\/what-if-uber-or-lyft-driver-hits-your-car\/#BlogPosting","mainEntityOfPage":"https:\/\/www.jdwarlick.com\/blog\/what-if-uber-or-lyft-driver-hits-your-car\/","headline":"What Happens If an Uber or Lyft Driver Hits Your Car in North Carolina?","name":"What Happens If an Uber or Lyft Driver Hits Your Car in North Carolina?","description":"If a rideshare driver hits your vehicle in North Carolina, you may wonder whether you can pursue compensation from the company that employs them. Possibly so. Uber and Lyft each carry $1 million liability insurance coverage to pay for a victim\u2019s losses if a rideshare driver causes an auto accident while working. If the person who hit you...","datePublished":"2025-07-10","dateModified":"2026-04-08","author":{"@type":"Person","@id":"https:\/\/www.jdwarlick.com\/blog\/author\/robertuser\/#Person","name":"Robert Warlick","url":"https:\/\/www.jdwarlick.com\/blog\/author\/robertuser\/","identifier":8,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/11924066d285ee509a872e73083ba668f6028f3adc744f0669f9e1b9f4ea1a14?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/11924066d285ee509a872e73083ba668f6028f3adc744f0669f9e1b9f4ea1a14?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"The Law Offices of John Drew Warlick, P.A.","logo":{"@type":"ImageObject","@id":"http:\/\/www.jdwarlick.com\/wp-content\/uploads\/2021\/02\/logo.svg","url":"http:\/\/www.jdwarlick.com\/wp-content\/uploads\/2021\/02\/logo.svg","width":0,"height":0}},"image":{"@type":"ImageObject","@id":"https:\/\/www.jdwarlick.com\/wp-content\/uploads\/2023\/03\/rideshare-driver.jpg","url":"https:\/\/www.jdwarlick.com\/wp-content\/uploads\/2023\/03\/rideshare-driver.jpg","height":667,"width":1000},"url":"https:\/\/www.jdwarlick.com\/blog\/what-if-uber-or-lyft-driver-hits-your-car\/","video":[{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=hqZLq_La9gM#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=hqZLq_La9gM","name":"What Types of Compensation Can I Get After an Accident in North Carolina? - John Drew Warlick","description":"For more information, please visit our website.\n\nThe Law Offices of John Drew Warlick, P.A.\n313 New Bridge Street\nJacksonville, NC 28540\nToll Free: 888-746-8094\nPhone: 910-455-7700","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/hqZLq_La9gM\/default.jpg","https:\/\/i.ytimg.com\/vi\/hqZLq_La9gM\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/hqZLq_La9gM\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/hqZLq_La9gM\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/hqZLq_La9gM\/maxresdefault.jpg"],"uploadDate":"2025-07-10T13:09:50+00:00","duration":"PT2M58S","embedUrl":"https:\/\/www.youtube.com\/embed\/hqZLq_La9gM","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCKJueJiF4rdr4JXIwRSdyDA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCKJueJiF4rdr4JXIwRSdyDA","name":"The Law Offices of John Drew Warlick, P.A.","description":"The legal team at The Law Offices of John Drew Warlick, P.A. is dedicated to fighting for maximum compensation in your personal injury and workers\u2019 compensation claims. 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Possibly so. Uber and Lyft each carry $1 million liability insurance coverage to pay for a victim\u2019s losses if a rideshare driver causes an auto accident while working. If the person who hit you wasn\u2019t on duty, your injuries could be covered by the at-fault driver\u2019s personal auto insurance. North Carolina requires vehicle owners to carry a minimum of $30,000 per person in bodily injury coverage up to $60,000 per accident and $25,000 of property damage liability coverage per accident.\u00a0\u00a0Determining the car insurance coverage that applies in your case can be challenging. An experienced rideshare accident attorney can explain your rights after an Uber or Lyft crash and help you pursue compensation from all available sources.\u00a0 Contact The Law Offices of John Drew Warlick P.A. today at (910) 469 1657 for a free consultation with an experienced Uber\/Lyft accident lawyer.What Are the Most Common Causes of Rideshare Accidents?Rideshare drivers must manage multiple tasks behind the wheel, including monitoring their phones for navigation, transporting passengers, and accepting ride requests. These tasks can amount to distracted driving unless the rideshare driver is careful. Drivers may also engage in negligent or reckless behavior to maximize their income. An Uber or Lyft accident may result from:SpeedingTailgatingAggressive drivingRoad rageReckless drivingStopping in traffic lanes or double parking, especially without using hazard lightsUnsafe turns or lane changesFailure to use mirrors or turn signalsDrowsy driving, especially at nightDriving while intoxicatedRunning red lights or stop signsDisregarding traffic signs or signalsFailure to yield the right of wayWhat Information Should I Gather at the Scene After a Rideshare Accident?If possible, collect the following information and evidence immediately after a rideshare accident:The rideshare driver\u2019s license, registration, and car insurance informationInsurance information from any other drivers involved in the accidentAccident scene photos or videos, particularly of any visible injuries, vehicle damage, skid marks, visual obstructions, traffic signs and signals, and environmental conditions that may have contributed to the crashWitness statements and contact informationIf the police responded to the crash scene, request a copy of the police accident report. North Carolina law requires \u201creportable accident\u201d reports to be completed within 24 hours. A reportable accident is one that resulted in injury, death, or property damage exceeding $1,000.What Insurance Do Uber and Lyft Carry for Their Drivers?In North Carolina, Uber and Lyft provide insurance coverage for drivers while they are logged into the mobile application or driving to pick up or transport passengers. Insurance coverage varies depending on the driver\u2019s status:Driver logged into the app, but no ride request: $50,000 per person\/$100,000 per accident of bodily injury liability coverage and $25,000 of property damage liability coverage, if the event the driver\u2019s auto insurance doesn\u2019t applyDriver accepted ride request or is transporting a passenger: $1 million of combined bodily injury\/property damage liability coverageIf you don\u2019t know which insurance applies in your case, a rideshare accident lawyer can ensure your claim gets filed with the right insurance company.\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tWhat Compensation Can I Recover in a North Carolina Uber\/Lyft Accident Lawsuit?A successful Uber\/Lyft accident lawsuit can provide victims with compensation for a wide range of financial and non-financial losses, including:Vehicle repairs or reimbursement for a totaled carMedical and rehabilitation expenses, including hospitalization, surgeries, prescriptions, doctor\u2019s appointments, and physical\/occupational therapyLong-term care and support services for long-term disabilitiesLost wagesLoss of future earning capacity and employment benefitsPhysical pain and emotional distressLost quality of lifeHiring a lawyer is not mandatory to pursue compensation. However, a rideshare accident lawyer will build a strong case on your behalf and demand a fair deal during settlement negotiations. When a claimant hires a lawyer, the insurance adjuster knows they mean business.How Should I Handle a Phone Call with a Rideshare Insurance Adjuster?If possible, avoid speaking with a rideshare accident\u2019s insurer until you consult an experienced attorney. Follow these tips if a conversation happens before you have a chance to seek legal help:Keep your descriptions brief \u2013 When describing the accident to the adjuster, keep your statements short and to the point. If you give wordy answers, you risk accidentally saying something that harms your case.Don\u2019t speculate or exaggerate \u2013 Avoid guessing or embellishing when describing the accident or your injuries. Saying less is always better. If you can’t remember something about the accident, saying, \u201cI don\u2019t know\u201d is fine.Avoid admitting fault \u2013 Don\u2019t accept responsibility for the crash or say something the adjuster might interpret as an admission of fault. Even a simple \u201cI\u2019m sorry\u201d could be used against you.Don\u2019t sign a medical record release form \u2013 Refuse to give the insurance company a medical records release form. The insurance company will look through your entire medical history for evidence of prior injuries or pre-existing conditions they can claim caused your injuries rather than the accident.Decline to provide a recorded or written statement \u2013 Adjusters want your recorded statement in the hopes that you say something contradictory or that hurts your credibility.Never accept a quick settlement \u2013 Don\u2019t take the adjuster\u2019s first offer of compensation. You may not know what injuries you have suffered or your prognosis. By accepting a settlement right after a rideshare accident, you may recover less than the full extent of your losses.Remember, the adjuster works for the insurance company, not you. Even though they may sound genuinely concerned about your welfare after a rideshare accident, their job is to do everything they can to minimize your compensation.How Long Do I Have to File an Uber\/Lyft Accident Lawsuit in North Carolina?The North Carolina statute of limitations on rideshare accidents requires you to file your lawsuit within three years of the accident. If you file suit after the statute of limitations runs out, the court can permanently dismiss your case, and you may lose the opportunity to recover compensation for your losses. Contact a rideshare accident attorney as soon as possible after the crash to protect your Uber\/Lyft accident claim.\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tContact a North Carolina Uber\/Lyft Accident LawyerAt The Law Offices of John Drew Warlick, P.A., our legal team works tirelessly to recover maximum compensation for injured people. Contact us for a free consultation with a skilled Uber\/Lyft accident lawyer in North Carolina.Visit Our North Carolina Uber\/Lyft Car Accident Law Offices{    \"@context\": \"http:\/\/schema.org\",    \"@type\": \"FAQPage\",    \"name\": \"What Happens If an Uber or Lyft Driver Hits Your Car in North Carolina?\",    \"mainEntity\": [        {            \"@type\": \"Question\",            \"name\": \"What Are the Most Common Causes of Rideshare Accidents?\",            \"acceptedAnswer\": {                \"@type\": \"Answer\",                \"text\": \"An Uber or Lyft accident may result from: Speeding; Tailgating; Aggressive driving; Road rage; Reckless driving; Stopping in traffic lanes or double parking, especially without using hazard lights; Unsafe turns or lane changes; Failure to use mirrors or turn signals; Drowsy driving, especially at night; Driving while intoxicated; Running red lights or stop signs; Disregarding traffic signs or signals; Failure to yield the right of way\",                \"name\": \"Answer Question\",                \"@id\": \"https:\/\/jdwarlick.cwdevelop.com\/blog\/what-if-uber-or-lyft-driver-hits-your-car\/#Answer\"            },            \"@id\": \"https:\/\/jdwarlick.cwdevelop.com\/blog\/what-if-uber-or-lyft-driver-hits-your-car\/#Question\"        },        {            \"@type\": \"Question\",            \"name\": \"What Information Should I Gather at the Scene After a Rideshare Accident?\",            \"acceptedAnswer\": {                \"@type\": \"Answer\",                \"text\": \"If possible, collect the following information and evidence immediately after a rideshare accident: The rideshare driver\u2019s license, registration, and car insurance information; Insurance information from any other drivers involved in the accident; Accident scene photos or videos, particularly of any visible injuries, vehicle damage, skid marks, visual obstructions, traffic signs and signals, and environmental conditions that may have contributed to the crash; Witness statements and contact information\",                \"name\": \"Answer Question1\",                \"@id\": \"https:\/\/jdwarlick.cwdevelop.com\/blog\/what-if-uber-or-lyft-driver-hits-your-car\/#Answer1\"            },            \"@id\": \"https:\/\/jdwarlick.cwdevelop.com\/blog\/what-if-uber-or-lyft-driver-hits-your-car\/#Question1\"        },        {            \"@type\": \"Question\",            \"name\": \"How Long Do I Have to File an Uber\/Lyft Accident Lawsuit in North Carolina?\",            \"acceptedAnswer\": {                \"@type\": \"Answer\",                \"text\": \"The North Carolina statute of limitations on rideshare accidents requires you to file your lawsuit within three years of the accident. 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